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How It Works

A Debt Management Plan can help you get out of debt by reducing the length of time it takes to repay credit card debt and lowering the total amount of interest paid. Most clients on Debt Management Plans are able to repay their debt in five years or less.

Here’s how the process works:

Step 2
Learn About Your Options

Identify type of Student Loan

Step 2
Learn About Your Options

Depending on your situation, options to overcome debt may include: creating and maintaining a budget, seeking internal hardship plans with creditors, fiIing for bankruptcy or participating in a Debt Management Plan. We will explain the pros and cons of each option.

If we recommend a Debt Management Plan, we will provide you with an agreement to review and sign. The agreement will contain your budget analysis, creditor list and balances, and estimated monthly payments. To start your plan, you will need to sign and return your agreement along with your first payment, if required.

You Can Do It - We Can Help

Financial relief is within reach! Get started with your initial credit counseling session and learn how debt management may help you reach your financial goals

For more information on a debt management plan, please visit our Debt Management FAQ's.

Get Help Now
Call 866-528-0588
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